Living in Cambridge
Cambridge, United Kingdom, about 145,674 people. What you would earn and keep, the climate month by month, and every open figure we hold, each with its source, period and licence.
Weigh Cambridge against other cities, with your own numbers
Key facts
- Cambridge has about 145,674 residents (GeoNames).
- On a gross salary of £50,000 a year, an employee in Cambridge takes home about £39,520 a year (£3,293 a month) after income tax and employee contributions, an effective rate of 21.0% (United Kingdom 2026 rules).
- A one-bedroom home in Cambridge rents for about £1,255 a month (city figure; Price Index of Private Rents, Office for National Statistics, 2026-09).
- In Cambridge the average daily high (air temperature in the shade) peaks at 22.8 °C in August and the average daily low falls to 1.3 °C in January (Historical weather (ERA5 reanalysis), Open-Meteo, 2021-2025).
- Cambridge has about 21 nice days a year, days that are dry, mostly clear and feel 18 to 30 °C on average from 8 am to 8 pm, most of them in August (6) (Historical weather (ERA5 reanalysis), Open-Meteo, 2021-2025).
- Between 2021 and 2025 the air in Cambridge reached 38.4 °C at its hottest and −10.6 °C at its coldest (Historical weather (ERA5 reanalysis), Open-Meteo).
- It rains or snows (at least 1 mm) on about 127 days a year in Cambridge (Historical weather (ERA5 reanalysis), Open-Meteo, 2021-2025).
- The shortest day in Cambridge lasts 7 h 42 min and the longest 16 h 46 min (computed from latitude).
- Everyday prices in the United Kingdom sit at 92.4 on an index where the United States is 100 (World Development Indicators, World Bank, 2025).
- Life expectancy at birth in the United Kingdom is 81.4 years (World Development Indicators, World Bank, 2024).
- The United Kingdom records 1.12 intentional homicides per 100,000 people a year (World Development Indicators, World Bank, 2021).
- Besides citizens of the United Kingdom, citizens of Ireland (Common Travel Area) can live and work in Cambridge without a visa.
What you would take home
| Gross a year | Take-home a year | A month | Effective rate |
|---|---|---|---|
| £25,000 | £21,520 | £1,793 | 13.9% |
| £50,000 | £39,520 | £3,293 | 21.0% |
| £84,000 | £59,277 | £4,940 | 29.4% |
Employee: income tax (Scottish rates for Scottish cities), employee National Insurance class 1 category A. Rules for 2026. Sources: GOV.UK: rates and thresholds for employers 2026 to 2027, GOV.UK: income tax rates and personal allowances.
- No student loan, pension salary sacrifice, marriage allowance or benefits in kind.
A month in Cambridge
| Take-home payafter income tax and contributions | £3,311 |
|---|---|
| Rent, one bedroomPrice Index of Private Rents, 2026-09, city | −£1,255 |
| Everyday spendinga starting guess, scaled from Lisbon: set your own by the World Bank price level | −£1,432 |
| Health careout of pocket | −£53 |
| Left each month | £570 |
Assumed: one person, €60,000 gross a year, renting a one-bedroom home, and everyday spending of €1,200 a month in Lisbon scaled by each country's price level. These are the app's defaults; change any of them there.
Who can live and work here freely
- Citizens of the United Kingdom.
- Citizens of Ireland, under Common Travel Area (Common Travel Area guidance). British and Irish citizens may live and work in each other's country (UK-Ireland Memorandum of Understanding, 2019).
Climate
| Month | High °C (air) | Low °C (air) | Lowest °C | Highest °C | Nice days | Wet days | Daylight |
|---|---|---|---|---|---|---|---|
| Jan | 7.1 | 1.3 | −6.0 | 15.0 | 0 | 11.4 | 8 h 12 |
| Feb | 9.5 | 3.2 | −10.6 | 16.7 | 0 | 10.4 | 9 h 47 |
| Mar | 11.5 | 3.8 | −4.1 | 21.5 | 0 | 12.0 | 11 h 48 |
| Apr | 13.4 | 4.4 | −2.4 | 23.1 | 0 | 8.2 | 13 h 54 |
| May | 17.0 | 8.3 | 1.0 | 25.8 | 1 | 13.0 | 15 h 45 |
| Jun | 21.3 | 11.9 | 5.6 | 30.9 | 5 | 8.2 | 16 h 45 |
| Jul | 22.6 | 13.7 | 9.1 | 38.4 | 4 | 12.2 | 16 h 15 |
| Aug | 22.8 | 13.6 | 8.4 | 33.2 | 6 | 8.2 | 14 h 37 |
| Sep | 20.4 | 11.8 | 4.5 | 32.2 | 4 | 9.4 | 12 h 33 |
| Oct | 16.0 | 9.2 | 1.1 | 23.5 | 0 | 11.2 | 10 h 28 |
| Nov | 10.9 | 5.5 | −3.9 | 17.6 | 0 | 10.2 | 8 h 40 |
| Dec | 8.8 | 4.2 | −6.0 | 15.1 | 0 | 12.8 | 7 h 44 |
Daylight is computed from latitude: the shortest day lasts 7 h 42 min, the longest 16 h 46 min.
Every figure
| Rent, one bedroom£1,255 a month | Price Index of Private Rents · 2026-09 · city · OGL-UK-3.0 |
|---|---|
| Rent, three bedrooms£1,908 a month | Price Index of Private Rents · 2026-09 · city · OGL-UK-3.0 |
| Childcare fees, one child£14,747 a year | OECD Tax-Benefit Models: net childcare costs · 2026 · United Kingdom-wide · OECD terms for data (any use, with citation) |
| Childcare fees, two children£28,850 a year | OECD Tax-Benefit Models: net childcare costs · 2026 · United Kingdom-wide · OECD terms for data (any use, with citation) |
| Childcare, net of support: couple, one child£2,949 a year | OECD Tax-Benefit Models: net childcare costs · 2026 · United Kingdom-wide · OECD terms for data (any use, with citation) |
| Childcare, net of support: couple, two children£5,770 a year | OECD Tax-Benefit Models: net childcare costs · 2026 · United Kingdom-wide · OECD terms for data (any use, with citation) |
| Childcare, net of support: single parent, one child£2,949 a year | OECD Tax-Benefit Models: net childcare costs · 2026 · United Kingdom-wide · OECD terms for data (any use, with citation) |
| Childcare, net of support: single parent, two children£5,770 a year | OECD Tax-Benefit Models: net childcare costs · 2026 · United Kingdom-wide · OECD terms for data (any use, with citation) |
| Out-of-pocket health spendingUS$853 a year per person | World Development Indicators · 2024 · United Kingdom-wide · CC-BY-4.0 |
| Paid holiday by law28 working days a year | Paid holiday by law, from the labour codes cited · 2026 · United Kingdom-wide · CC-BY-4.0 |
| Public holidays on working days8 days a year | Nager.Date public holidays · 2026 · region · MIT |
| Paid leave for mothers11.7 weeks at full pay | OECD Family Database: parental leave systems (PF2.1) · 2025 · United Kingdom-wide · OECD terms for data (any use, with citation) |
| Paid leave for fathers0.4 weeks at full pay | OECD Family Database: parental leave systems (PF2.1) · 2025 · United Kingdom-wide · OECD terms for data (any use, with citation) |
| Price level92.4 index, US = 100 | World Development Indicators · 2025 · United Kingdom-wide · CC-BY-4.0 |
| Wet days127 days a year | Historical weather (ERA5 reanalysis) · 2021-2025 · city · CC-BY-4.0 |
| Homicides1.12 per 100,000 | World Development Indicators · 2021 · United Kingdom-wide · CC-BY-4.0 |
| Life expectancy81.4 years | World Development Indicators · 2024 · United Kingdom-wide · CC-BY-4.0 |
| Life satisfaction7.5 of 10 | OECD Well-being Database (How's Life?) · 2022 · United Kingdom-wide · OECD terms for data (any use, with citation) |
| Research output22,529 works per 100k residents | OpenAlex institutions · 2025 · city · CC0-1.0 |
| Research output per resident95 of 100 | OpenAlex institutions · 2025 · city · CC0-1.0 |
| Universities and colleges7 organisations | Research Organization Registry · 2026-10-27 · city · CC0-1.0 |
| Research institutes27 organisations | Research Organization Registry · 2026-10-27 · city · CC0-1.0 |
| Founders Running Clubno chapter | Founders Running Club communities · 2026-10-27 · city · Public listing (facts of presence only; no licence stated) |
| Coworking spaces6 within 10 km | OpenStreetMap via the Overpass API · 2026-10-27 · city · ODbL-1.0 |
| Climbing gyms5 within 10 km | OpenStreetMap via the Overpass API · 2026-10-27 · city · ODbL-1.0 |
| Public swimming pools6 within 10 km | OpenStreetMap via the Overpass API · 2026-10-27 · city · ODbL-1.0 |
| Public swimming pools (official)6.4 per 100,000 | Urban Audit: cities and greater cities · 2018 · city · Eurostat reuse with acknowledgement (Decision 2011/833/EU) |
| Hackerspaces and makerspaces1 within 10 km | OpenStreetMap via the Overpass API · 2026-10-27 · city · ODbL-1.0 |
| Green space9.1 % of land | OpenStreetMap via the Overpass API · 2026-10-27 · city · ODbL-1.0 |
| Distance to the sea65 km | Natural Earth (coastline, land, countries and populated places) · Natural Earth 5.1 · city · Public domain |
| Distance to the mountains300 km | Terrain Tiles (Terrarium) on AWS Open Data · terrain tiles 2017 · city · Public domain (USGS, NOAA) and Open Government Licence – Canada, with attribution |
| Nearest major airport36 km | OurAirports airports · 2026-10-27 · city · Public domain |
| Airports within 100 km6 airports | OurAirports airports · 2026-10-27 · city · Public domain |
| Rail and metro stations6 within 10 km | OpenStreetMap via the Overpass API · 2026-10-27 · city · ODbL-1.0 |
| Cycle paths259 km within 10 km | OpenStreetMap via the Overpass API · 2026-10-27 · city · ODbL-1.0 |
| Commuting by public transport12.4 % of commuters | Urban Audit: cities and greater cities · 2011 · city · Eurostat reuse with acknowledgement (Decision 2011/833/EU) |
| Road deaths0.00 per 10,000 | Urban Audit: cities and greater cities · 2014 · city · Eurostat reuse with acknowledgement (Decision 2011/833/EU) |
| Born abroad33.3 % of residents | Urban Audit: cities and greater cities · 2018 · city · Eurostat reuse with acknowledgement (Decision 2011/833/EU) |
| English speakers98 % of population | CLDR territory information · CLDR 49 · United Kingdom-wide · Unicode-3.0 |
| English is officialyes | CLDR territory information · CLDR 49 · United Kingdom-wide · Unicode-3.0 |
| Internet speed64 Mbit/s | M-Lab NDT statistics (daily city aggregates) · 2023 · city · CC0-1.0 |
| Adults with a degree79.2 % of adults | Urban Audit: cities and greater cities · 2018 · city · Eurostat reuse with acknowledgement (Decision 2011/833/EU) |
| Everyday needs on foot89 % of streets | OpenStreetMap via the Overpass API: walking and cycling · 2026-11-05 · city · ODbL-1.0 |
| Cycle network0.93 km per km² of land | OpenStreetMap via the Overpass API: walking and cycling · 2026-11-05 · city · ODbL-1.0 |
| Walking or cycling to work48.8 % of commuters | Urban Audit: cities and greater cities · 2011 · city · Eurostat reuse with acknowledgement (Decision 2011/833/EU) |
| Out of the dense city0.9 km | GHS Urban Centre Database 2025 (R2024A), general characteristics · 2025 · city · CC-BY-4.0 |
| Politics, left to rightcentre, 5.6 of 10 | Political position from election results · 2024-07-04 · United Kingdom-wide · CC-BY-4.0 |
| Abortion in lawalso on social or economic grounds | Abortion in law, from the statutes cited · 2026-11-05 · United Kingdom-wide · CC-BY-4.0 |
| Doctors3.3 per 1,000 people | World Development Indicators · 2023 · United Kingdom-wide · CC-BY-4.0 |
| Unemployment4.7 % of the labour force | World Development Indicators · 2025 · United Kingdom-wide · CC-BY-4.0 |
| Control of corruption1.53 -2.5 to 2.5 | Worldwide Governance Indicators · 2025 · United Kingdom-wide · CC-BY-4.0 |
| Same-sex couples in lawmarriage | Same-sex couples in law, from the statutes cited · 2026 · United Kingdom-wide · CC-BY-4.0 |
No open figure yet for: your childcare cost, health insurance premium, sunshine, fine dust (pm2.5), green urban areas (official), commute time, monthly transit pass, developers on github. A country-wide figure is marked as such where it stands in for the city.
Compare Cambridge with
- Cambridge vs Amsterdam
- Cambridge vs Berlin
- Cambridge vs Bristol
- Cambridge vs Brussels
- Cambridge vs Cork
- Cambridge vs Dublin
- Cambridge vs Edinburgh
- Cambridge vs Geneva
- Cambridge vs London
- Cambridge vs Madrid
- Cambridge vs Manchester
- Cambridge vs Paris
- Cambridge vs Porto
- Cambridge vs Rome
- Cambridge vs Rotterdam
Elsewhere
Sources we link to but do not copy, because their licences forbid it.
- Numbeo: cost of living in Cambridge
- WeatherSpark: year-round weather in Cambridge
- Wikipedia: Cambridge
Credits
- Borgo contributors, from the statutes cited in each figure's note (CC BY 4.0)
- Unicode CLDR territory information. Copyright © 1991-2026 Unicode, Inc. Used under the Unicode License v3 (https://www.unicode.org/license.txt) (Unicode License v3)
- Borgo contributors, from the statutes cited in each figure's note (CC BY 4.0)
- Borgo's summary of the Common Travel Area guidance; contains public sector information licensed under the Open Government Licence v3.0 (Borgo's own summary of the law cited (CC BY 4.0); the official text is cited, not copied)
- Source: Eurostat, Urban Audit (© European Union). Borgo keeps each city's latest value and converts units where its note says so Eurostat is not responsible for Borgo's use of its data. (European Commission reuse policy (Decision 2011/833/EU): reuse with the source acknowledged and changes stated)
- Founders Running Club communities list (facts of presence and links only) (No licence from the publisher: only facts of presence are stored)
- Places, coordinates, populations and time zones from GeoNames (geonames.org), CC BY 4.0 (CC BY 4.0)
- GHS-UCDB R2024A, European Commission, Joint Research Centre, CC BY 4.0, doi:10.2905/1a338be6-7eaf-480c-9664-3a8ade88cbcd; Borgo derives the distance from the centre to the urban centre's edge Shores and lakes from Natural Earth (public domain) decide which directions lead on to land. (CC BY 4.0)
- Borgo contributors, from the labour codes cited in each figure's note (CC BY 4.0)
- The M-Lab NDT Data Set, 2023-01-01–2023-12-31. https://measurementlab.net/tests/ndt (CC0 1.0 (public domain dedication))
- Public holidays from Nager.Date (date.nager.at), MIT License, Copyright (c) Nager (MIT License)
- Made with Natural Earth (public domain) (Public domain (dedicated by the publisher))
- OECD (2026), Net childcare costs, OECD Tax-Benefit Models, https://www.oecd.org/en/data/indicators/net-childcare-costs.html Reusers must cite the OECD as above and pass this acknowledgement requirement on to anyone they share the data with. (OECD terms for data: any use, with the OECD citation passed on)
- OECD (2026), OECD Family Database, PF2.1 Parental leave systems, https://www.oecd.org/en/data/datasets/oecd-family-database.html Reusers must cite the OECD as above and pass this acknowledgement requirement on to anyone they share the data with. (OECD terms for data: any use, with the OECD citation passed on)
- OECD (2026), OECD Well-being Database (How's Life?), https://www.oecd.org/en/data/datasets/well-being-database.html Reusers must cite the OECD as above and pass this acknowledgement requirement on to anyone they share the data with. (OECD terms for data: any use, with the OECD citation passed on)
- Source: Office for National Statistics, Price Index of Private Rents. Contains public sector information licensed under the Open Government Licence v3.0 (Open Government Licence v3.0)
- Weather data by Open-Meteo.com (https://open-meteo.com/), CC BY 4.0 Contains modified Copernicus Climate Change Service information 2021-2025. Neither the European Commission nor ECMWF is responsible for any use that may be made of the Copernicus information or data it contains. (CC BY 4.0)
- OpenAlex (openalex.org), CC0 (CC0 1.0 (public domain dedication))
- © OpenStreetMap contributors, ODbL 1.0 (https://www.openstreetmap.org/copyright) (Open Database License 1.0)
- © OpenStreetMap contributors, ODbL 1.0 (https://www.openstreetmap.org/copyright) (Open Database License 1.0)
- Airports from OurAirports (ourairports.com), public domain (Public domain (dedicated by the publisher))
- Borgo contributors, from official election results and ParlGov party positions (Döring, Huber and Manow, ParlGov 2024 release, CC0) (CC BY 4.0)
- Research Organization Registry (ror.org), CC0 (CC0 1.0 (public domain dedication))
- Terrain Tiles on AWS Open Data (Mapzen, a Linux Foundation project): SRTM and GMTED2010 terrain data courtesy of the U.S. Geological Survey; ETOPO1, U.S. National Oceanic and Atmospheric Administration; Canada terrain data contains information licensed under the Open Government Licence – Canada (Terrain Tiles source terms: public domain (USGS, NOAA) and Open Government Licence – Canada, with attribution)
- World Bank, World Development Indicators, CC BY 4.0 (underlying sources named in each figure's note: ICP, IMF, UNODC, UN Population Division, WHO, ILO, UNESCO Institute for Statistics) (CC BY 4.0)
- World Bank, Worldwide Governance Indicators, Control of Corruption estimate, CC BY 4.0 (CC BY 4.0)
Cite this page
Borgo, “Living in Cambridge”, https://borgo.abcastor.com/city/cambridge-gb/, figures as of 2026-11-05. Please also name the original source of any figure you use; each is listed above with its licence. Data: cambridge-gb.json.